I just got off the phone with USAA. I was getting insurance on the FJ40 and they said I would be covered however, I should call their classic car/truck agent because normal full coverage would only pay a portion of the original selling price.

What did a 1972 FJ40 sell for? She said with the other coverage keep all receipts and document the condition and then I would be covered for the full cost.
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72 FJ40 - Drive 45 to stay alive and remember to bring your ear plugs!
08 Tacoma TRD Off Road Rugged Trail
07 FJ - Sold