I think once i have to replace the windshield , I'm just going to get all my cosmetic stuff fixed. Haven't had a problem with paint chips but Hopefully I can come up with some excuse about how the rocks hitting my windshield had some "butterfly effect" on my rear bumper someone scratched.
And anything else that comes up. Pay the deductible get an all you can fix buffet . (if possible)

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07 Sun Fusion 4x2 , Side Curtain Air Bags, 17" BBS Wheels, and a Really, Really Ridiculously Good Driver.