Here's the info I got from my dealer. This is a list of what Toyota is building, and what the installed options are going to be. It was current as of 1/31/06, so it may have changed a little bit, but the numbers are going to be pretty close. The sheet does say "Price and availability subject to change."
Model: 4702 4x2 V6 A/T. 15% of total production
FE AL CQ DL 10% MSRP $25,145
FE AL CQ GY 30% MSRP $25,455
FE CQ UR GY RB 60% MSRP $27,600
Model 4703 4x4 V6 M/T 5% of total production
FE AL CQ DL GY 25% MSRP $26,975
FE CQ UP GY RB 75% MSRP $28,480
Model 4704 4x4 V6 A/T. 80% of total production
FS AL CQ DL 10% MSRP $26,735
FE AL CQ DL GY 30% MSRP $27,385
FE CQ UR GY RB 60 MSRP $29,360
These prices include destination charge.
For current prices and explanations of what each of those codes means,
click here, pick out your model, and then click through until you get to the step where you price with options. That'll tell you what each option package contains.
The bottom line is: Don't pay more than what you see listed here, unless you decide to add more accesories.