Everyone will have their preference, however I never get the extended warranty. First off, I dont trust others working on my cars so I always do my own installs - even if I need to learn about it like my upcoming TRD supercharger next week. In my case, if something breaks and its out of warranty, I usually want something better anyway. So that works as a good excuse for the wife so I can justify getting the next better one.

I know she is on to me though.
Desi