Thanks guys! I gotta say it was a long painful process but I always wanted to pay it off early to save on interest and spending the last year saving and paying extra really helped. I had originally planned to pay it off in March but being a little more thrifty along the way made it happen sooner. I bought this thing at a spure of the moment on my 25 bday and to have it paid for well before my 29th gives great satisfaction. Now I just have to convince the wife that the extra money is better off spent on more upgrades!